To have coverage that starts on Jan. 1, your last day to enroll is Dec. 15.

If you have Affordable Care Act insurance for 2015, your policy expires Dec. 31. Open enrollment for 2016 health coverage runs until Jan. 31. You can change or renew your policy.

Delaware's insurance plans are at the link Individuals must sign up by Dec. 15 for coverage to be effective Jan. 1.

For more information, visit or

Those who already are enrolled can renew their current plan or enroll in a different plan. While insurance companies automatically will renew many consumers’ coverage, individuals are encouraged to update their household income and other personal information and review their current coverage and new plans among the 29 individual plans offered.