Four families who spent the past year helping build their homes in Kent County celebrated Sept. 15 as U.S. Department of Agriculture inspectors made their final inspection rounds and gave them the clearance to move in.

USDA Rural Development partners with Milford Housing Development Corp. to offer affordable interest rates and mortgage payments to modest income applicants who commit to nights and weekends to provide “sweat equity” in lieu of a down payment. Models offered are three to four bedrooms, two bathrooms and with a minimum of a one-car garage.

The Self-Help Housing Program is MHDC’s homeownership program. The program was established by USDA Rural Development more than 40 years ago. Working under the supervision of MHDC construction supervisors, each family must commit to Saturdays, Sundays and Mondays. The families work on homes as a group; and no one moves in until each home is complete.

For more, visit or call 422-8255.