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Milford Beacon
  • Delawareans urged to be alert for Federal Health Insurance Marketplace fraud schemes

  • Delawareans who are enrolling in health coverage through the federal Health Insurance Marketplace are urged to be alert to contacts from people fraudulently claiming to be related to the Affordable Care Act, also known as Obamacare.
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  • Delawareans who are enrolling in health coverage through the federal Health Insurance Marketplace are urged to be alert to contacts from people fraudulently claiming to be related to the Affordable Care Act, also known as Obamacare.
    The state has received at least one recent report of a consumer who got a call from someone claiming to represent the Affordable Care Act who tried to collect a premium payment over the phone. When the consumer asked the person to confirm the consumer’s address, the caller hung up.
    After individuals apply for coverage they may get a phone call from the federal Health Insurance Marketplace asking them to verify or provide more information so a customer service representative can process the application. Follow these tips to help prevent fraud:
    - The customer service representative will say they are calling from the Marketplace and provide a full name and agent identification number; write them down.
    -  A Marketplace representative may leave a message on your answering machine. If this happens, you won’t be able to call back. If the Marketplace can’t reach you after three tries, you will get a mailed letter telling you what to do next.
    - Never give financial information, like your banking, credit card, or account numbers, to someone who calls or comes to your home uninvited, even if they say they are from the Marketplace.
    - Callers might claim that you need a new Obamacare insurance or Medicare card. This is not true; you are not required to obtain new insurance or Medicare cards because of the Affordable Care Act.
    - If you are contacted by anyone who says you are required to act during a “limited time” to purchase a new plan or update your information, simply hang up and do not give out any personal information. Do not reply to fraudulent emails or text messages.
    For more information: (302) 674-7350 or visit ChooseHealthDE.com.
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